Health Cover Designed for Defence Life
The Unseen Strength Behind the Uniform
Every ADF member serves, but so does their family. Spouses, children, and partners shoulder frequent moves, solo parenting during deployments and career disruptions.
It can be a chance to experience different parts of Australia, but it also introduces a range of practical and personal challenges. One is access to consistent, high-quality healthcare. Finding new providers, transferring medical records, and navigating local systems becomes yet another item on an already full to-do list — especially when juggling work, kids, and life’s daily demands.
Health Support Designed for Defence Life
At Navy Health, we understand the realities of Defence life because we were founded by the Defence community, for the Defence community. Established 70 years ago, our not-for-profit health fund is committed to providing value-for-money cover to Defence families.
Our Hospital and Extras cover are designed to be family-friendly, with benefits that go beyond the basics — including unlimited general dental*, cover for, psychology, speech therapy, optical, ambulance, and physiotherapy. Whenever you move, all you need to do is let our team know and we’ll update your policy accordingly.
We also know that the partners of those who serve are often managing solo parenting, employment, study, and the household. So, we keep things simple. With easy online claiming and a helpful member services team, families can get the support they need quickly, wherever they are. We’ve designed our systems to be user-friendly, so you can lodge claims on the go, track benefits, and access documents without unnecessary stress or paperwork. On average, every call is answered by our team in under a minute.^
Mental Health Matters — For Everyone
Sometimes ADF partners can carry a unique emotional burden especially if distanced from their usual support networks. Navy Health’s Healthy Living and Premium Extras products include coverage for psychological services that can help minimise the out-of-pocket costs of essential support services.
We’re committed to making mental wellbeing a visible and supported part of family healthcare.
We’re Here Through Every Transition
Whether you’re settling into a new posting, managing a deployment, or preparing to transition out of service, Navy Health can be with you and your family through every chapter of your Defence journey. Our goal is to make health cover one less thing to worry about, so families can focus on what matters most — staying connected, healthy, and supported.
To discuss cover options for you and your family, call us on 1300 306 289 or email sales@navyhealth.com.au
*Unlimited General Dental on Healthy Living Extras or Premium Extras only. Waiting periods may apply.
^Based on Navy Health call centre data from 1 January 2025 to 30 June 2025.
