Supporting the Defence Community with Flexible, Accessible Health Cover
Behind almost every Defence member is a family navigating the same challenges — frequent moves, disrupted routines, long absences, and limited access to consistent healthcare. While serving ADF personnel receive their healthcare through Defence, their families often rely on the public system or private health insurance to stay well — and that’s where Navy Health comes in.
At Navy Health, we’ve proudly served the Defence community for 70 years. Originally created for Navy personnel, we’re proud to now call ourselves a truly whole-of-Defence health insurer, supporting current and former ADF members across all services — along with their families.
Being not-for-profit means we’re driven solely by what benefits our members. That shows up in our pricing, our products, and our member-first culture. We understand the impact that Defence life has on families, especially when it comes to maintaining continuity of care. Whether it’s finding a new GP after a new posting, accessing dental or physio support quickly, or ensuring kids have access to services like optical or orthodontics, our goal is to make navigating healthcare simple and stress-free.
From August 15 2025, Navy Health is offering 6 weeks free cover and waiving all 2- and 6-month waiting periods on Extras when you join before 31 October*. That means families can start using their cover straight away — with immediate access to services like dental, optical, physio, chiro, and more.
We know how difficult it can be for Defence families to deal with long public wait times, especially after moving interstate or settling into a new location. Our flexible cover helps you get the care you need, when you need it — anywhere in Australia. And with no lock-in contracts, you’re never tied down if your needs change.
Our personal service also sets us apart. When you speak to Navy Health, you’re speaking to people who understand the Defence lifestyle — not just another insurer. We’re here to help families understand their options, choose the right level of cover, and make claiming easy from day one.
Beyond cover, Navy Health is committed to supporting whole-of-life wellbeing for Defence families. We’re investing in areas like mental health, preventative care, and long-term community partnerships to ensure that our support goes beyond just paying bills — it extends to building healthier, stronger Defence families.
Whether you’re just starting your Defence career, posted in a new location, or planning your transition to civilian life, Navy Health is here to support the people who support you — because your family’s health and wellbeing matter just as much as yours.
Find out more at navyhealth.com.au or call 1300 306 289.
*Offer available to new members only. Must join on combined hospital and extras cover. Terms and conditions apply. For full terms and conditions, click here.
